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Decide-in essential. Account should have First eligible direct deposits, need to be in excellent standing and also have an activated chip-enabled debit card to choose-in. Ongoing qualified immediate deposits and other conditions apply to maintain eligibility for overdraft protection. Only debit card obtain transactions are qualified for overdraft safety and overdrafts are paid at our discretion. We reserve the best to not pay out overdrafts. One example is, we may well not spend overdrafts In the event the account is just not in very good standing, or is not really acquiring ongoing qualified direct deposits, or has a lot of overdrafts.

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Money inside the Vault can't be spent on purchases or cash withdrawals and would not generate interest. Card harmony limits implement.

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